GPF Balance Check: Steps to Check GPF Balance Online
- Rashmita Choudhary
- Sep 18
- 6 min read
The General Provident Fund (GPF) is a popular strategy for protecting one's post-retirement future. Government workers are required to participate in this retirement savings plan. As a result, monitoring your GPF account balance is crucial for effective future financial planning, and regularly checking your balance ensures that your contributions are being credited accurately. Checking your GPF balance can be done in a number of ways. These may include using a mobile application, visiting your state's online portal, getting your passbook updated by the Office of the Accountant General in your state, and calling the helpline to report an issue.
Table of Contents
What is a General Provident Fund (GPF)?
Government employees are the only ones eligible to receive benefits from the General Provident Fund (GPF), a required savings and retirement plan. The government also makes a fixed payment as part of the compensation package, and employees contribute a certain percentage of their salaries to a GPF under the plan. Over time, interest is accrued on the deposited amounts, which become payable upon retirement. You may be sure you will have a sizable amount of money saved for your post-retirement years if you have a GPF account. This low-risk investment choice has a fixed interest rate that could occasionally be revised. Additionally, it qualifies for several tax advantages, such as contribution deductions and maturity amount exemptions. GPF is an investment worth making if you want to work for the government because of all these qualities.
Steps to Open a GPF Account
The steps to open a General Provident Fund (GPF) account are as follows:
Step 1: Consult your department's Drawing and Disbursing Officer (DDO). Ask about the necessary paperwork and the procedure for opening a GPF account.
Step 2: Get the "Account Opening Form" (often supplied by the office of the Accountant General or the DDO).
Step 3: Enter your name, title, joining date, and preferred contribution rate (either 6% or 10% of base pay).
Step 4: After confirming the form, your DDO sends it, together with any pertinent documents, to the Accountant General's office (AG). A distinct GPF account number is assigned by the AG.
Step 5: Your General Provident Fund login credentials and GPF account number will be sent to you. T
The monthly contribution % you opt for will be automatically deducted from your pay cheque and credited to your GPF account.
Methods to Check GPF Balance
Government workers can check their GPF savings in a variety of ways, depending on the state in which they reside. Pensioners who are eligible for this program can check their savings through the applicable portal or the state's mobile application. In order to resolve problems or complaints, one can also call the state's helpline number. Here are the methods that can help check GPF balance:
Steps to Check GPF Balance Online
Online GPF account balance checks are available through the Accountant General's portal for each state. You can check the balance of your GPF account online through the Accountant General's portal in each state. Observe the general steps listed below:
Step 1: Go to the Principal AG's official website in the relevant state (for instance, https://agwb.cag.gov.in/subs/login for West Bengal).
Step 2: You can create a new password and register your phone number here if you haven't already.
Step 3: Access the AG website and log in.
Step 4: Enter the necessary data, such as your individual GPF number and the GPF Series Code based on your state and department of employment. Then, as instructed on the page, enter your password, security code, and date of birth.
Step 5: Your registered mobile number will be used to send you an OTP (one-time password). After entering it, click "Submit."
Step 6: Click "Search" after choosing the year you wish to obtain a GPF account statement for. Lastly, select the 'Download' PDF icon.
Steps to Check GPF Balance on Mobile
Before you can check your GPF balance on your phone, you must download the eGPF mobile application for your state. GPF statement download in Assam will have to be done from a different one than the GPF statement download in West Bengal. You can register your email address or cellphone number, check your GPF balance, and open a GPF ledger through the Office of the Accountant General (A&E). You can check your GPF balance in one of two ways:
Via SMS
You must register your mobile number through the portal of the Office of the Accountant General in your state to use the SMS service.
You will receive the updated account details on your phone as soon as you send an SMS to enquire about your GPF balance.
You can check your monthly subscription amount, opening balance, closing balance, and refund status in this manner.
Via a Mobile App
You can check the most recent GPF statement, five-year yearly statements, and any missing credit information by using your state's GPF mobile app.
After downloading, these facts are available for offline viewing on your phone without an internet connection.
Open the mobile app and enter the Series Code, GPF Number, and 4-digit PIN that were provided to your registered cellphone number to view these details. Next, select 'Annual Statement' or 'Latest Statement' according to your requirements.
Details Required to Check GPF Balance
The following information is essential for doing a GPF balance check:
GPF Series Number: It consists of a department code and a region/state code, and it should be written entirely in capital letters. For instance, all government workers in Marathwada and Vidarbha, Maharashtra, use the "BN" code, although codes such as GA, PH, J, and M are used for various departments. Therefore, GABN is the Series No. for a general administration employee in Vidarbha.
GPF Number: Employees can use their individual GPF account number to access their accounts. Numbers should make up the complete account number. You can find this number on your GPF passbook or pay stub, or you can ask your specific DDO (Drawing and Disbursing Officer). This number is typically provided to all new government hires when they apply for GPF (within a year of joining).
Password: Enter your birthdate and GPF account number if you don't have a password yet. You can change it later. For example, your password would be 7867614021995 if your A/C number was 78676 and your date of birth was 14/02/1995. However, your account number will be used as the default password if you haven't entered your birthdate.
Conclusion
GPF balances can be checked in several ways, such as via the official website or the mobile app for the relevant state. Check your account balance frequently to be sure you are on schedule to meet your retirement objectives and report any errors or missed contributions right away. Errors must be reported to your state's principal accountant general within three months of being received.
FAQs
Q1. Is it possible to check my GPF balance for previous years?
Yes, you can view the most recent GPF statement, the balance as of a specific date, and the annualised statements (for the previous five years).
Q2. Can I download my GPF statement online?
After you log in successfully, the GPF account statement can be seen on the left side of the dashboard on the official Accountant General's website of your state. A PDF statement can be downloaded by selecting the desired fiscal year and clicking the red PDF icon.
Q3. Is GPF compulsory?
Government workers must make contributions to the General Provident Fund at a certain wage level. Employees of private sector businesses are not eligible for the General Provident Fund. A certain percentage of a government employee's pay must be contributed to join the General Provident Fund.
Q4. What is the process to check the GPF Balance online?
There are variations in the GPF webpages. One can, however, check the balance online by going to the website, entering the required information (such as the date of birth, GPF number, series code, and captcha code), and then submitting it.
Q5. How can I get the GPF Account Password?
Go to the official website, click on the registered user " link, and then choose the "forgot password" option to get the GPF account password. Your name, GPF number, GPF series code, and date of birth must all be entered. After submitting the information, the registered mobile number will get an OTP. After entering the OTP, select "Provide a new password." The password will be sent to you.
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