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Why Fintech Apps Are Becoming Financial Operating Systems
Fintech apps started by solving narrow financial tasks. One app helped users invest. Another helped them track salary. Another helped them manage bank accounts. Another helped gig workers see payouts. But users no longer think of their financial lives in separate product categories. Salary affects TDS. Investments affect capital gains. Interest income appears in AIS. Documents are needed for ITR filing, loans, visas, and income proof. This is why fintech apps are becoming fin

Ankita Murkute
1 day ago8 min read
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The Compliance Challenges of India's Growing Creator Economy
Think about what it means to earn a living as a creator in India today. A YouTube channel generates ad revenue paid in US dollars by a foreign entity. A Substack newsletter earns subscription income from readers in six countries. An Instagram page attracts brand sponsorship deals negotiated informally, paid to a personal account. A course sold on a homegrown platform brings in direct payments. All of this income is real. Some of it is already visible to the income tax departm

CA Pratik Bharda
Jun 913 min read
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Why TaxBuddy’s Embedded ITR Filing APIs Are the Best for Fintech Apps in India
India’s fintech ecosystem has evolved far beyond simple payments and digital banking. Today’s users actively invest, trade, borrow, save, manage salaries, explore wealth products, participate in gig economy income streams, and monitor financial activity across multiple digital ecosystems simultaneously. Financial participation has become continuous, mobile-first, and deeply integrated into everyday behaviour. But while fintech platforms successfully simplified transactions, a

Pritish Sahoo
May 188 min read
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How Research Platforms Are Becoming More Integrated Financial Ecosystems
Research platforms were traditionally designed around discovery and analysis. Users visited them to: track markets, study sectors, evaluate stocks, access research reports. But the interaction often ended there. Today, research-led platforms are trying to extend that relationship far beyond market insights alone. Instead of remaining standalone information environments, they are gradually evolving into broader financial ecosystems where users can: analyze opportunities, track

Ankita Murkute
May 117 min read
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Student Credit Card: How Can You Obtain It
It is impossible to overlook the significance of student credit cards at a time when more and more students are investigating the advantages of digital payments and aiming for financial independence. From an early age, these financial tools assist pupils in developing a solid credit history. Numerous banks provide student credit cards that are customised to meet the specific financial needs of students since they recognise these needs. In addition to offering information on e

Kanchan Bhatt
Apr 19 min read
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Difference Between Debit Card and Credit Card
Although they have similar looks, credit cards and debit cards work in different ways. A debit card allows you to make purchases using funds from your current account or savings, whereas a credit card is a short-term loan that you must return to the card provider. For routine transactions like ATM cash withdrawals, petrol, bill payments, and grocery purchases, as well as more significant ones like fee payments, airline reservations, and consumer durable purchases, the majorit

Kanchan Bhatt
Apr 110 min read
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GST Returns and Bank Reconciliation: How TaxBuddy Matches Books With GSTR-3B
GST compliance depends on one critical factor: consistency between returns filed, books of accounts, and actual bank transactions. Any mismatch between GSTR-3B , sales records, ITC claims, or tax payments reflected in bank statements can trigger notices, interest, or ITC reversals. Regular reconciliation is no longer optional under India’s GST regime. With increasing data matching by tax authorities, businesses need systems that align GST returns with accounting records in re

Nimisha Panda
Jan 148 min read
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Section 80C Deduction List: Income Tax Deduction under 80C
When it comes to tax planning, Section 80C of the Income Tax Act is one of the most valuable tools available to Indian taxpayers. It enables individuals and Hindu Undivided Families (HUFs) to reduce their taxable income by up to INR 1,50,000 per year through a variety of investments and expenses. By planning investments in financial assets like PPF, NSC, ELSS, and others, you can claim deductions up to Rs. 1.5 lakh under Section 80C, effectively reducing your taxable income.

Rajesh Kumar Kar
Jan 110 min read
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RTGS Charges: What are RTGS Charges in 2025?
Introduction When doing high-value transactions, it is crucial to comprehend the fees related to Real-Time Gross Settlement (RTGS) transfers. You may make wise choices and guarantee economical and successful money transfers by being aware of the fees. When transferring high-value money between bank accounts utilising the Real Time Gross Settlement system, there are fees known as RTGS charges. According to RBI norms, online RTGS transactions via the internet and mobile banking

Nimisha Panda
Dec 12, 20259 min read
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UPI Complaint: How to Report a Wrong UPI Transaction
Digital payments gained prominence in 2016 when the National Payments Corporation of India (NPCI) launched the Unified Payment Interface (UPI). Without their banking credentials, you can now quickly pay peers and merchants. All you require is their mobile number or Virtual Payment Address (VPA). While UPI transactions are convenient, you might sometimes face issues due to technical glitches, slow bank services, or other hiccups. It is vital to know how to file a complaint ab

Dipali Waghmode
Nov 12, 20255 min read
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