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A few years ago, employee wellness inside most organisations meant gym memberships, insurance benefits, or occasional wellness workshops. Today, the definition has changed dramatically. Employers are increasingly realising that financial stress quietly affects productivity far more consistently than most workplace issues. Employees may show up to work every day, but confusion around taxes, declarations, deductions, reimbursements, investments, and tax filing obligations creat

Most financial apps spent the last few years competing on product expansion. One platform added loans. Another added insurance. Others moved into wealth management, credit lines, or investments. But as these ecosystems matured, a larger problem quietly became visible. Users could: borrow money invest money earn returns track spending inside the app. Yet the financial consequences of all these activities still remained disconnected. Taxation became the missing layer. A lending

The New Tax Regime for FY 2025-2026 allows only a limited set of deductions, focusing on simplified taxation under Section 115BAC. Standard deduction of ₹75,000, employer’s NPS contribution, deductions for Agniveer Corpus contributions, family pension relief, home loan interest on let-out property, and savings account interest for eligible taxpayers remain available. Popular tax breaks such as Section 80C investments, Section 80D medical insurance, and HRA exemptions are not

Capital gains tax on mutual funds is determined by how long the investment is held and the type of fund—equity or debt. The Income Tax Act, 1961, categorizes these gains into short-term and long-term, each attracting distinct tax rates. Budget 2025 has introduced clarity on holding periods, tax slabs, and exemption limits, making compliance easier for investors. With automation-led tax filing platforms like TaxBuddy, reporting capital gains has become simpler and more accurat

Financial apps today do far more than process transactions. Users now rely on them to manage loans, investments, payments, and multiple financial decisions within a single platform. This shift is already visible in platforms like Jio Financial Services, where multiple financial services are brought together into one ecosystem. However, one important layer still remains largely separate. Tax. While users actively manage their finances within these apps, tax planning, ITR filin

The Income Tax Act 2025 introduces a new approach to defining tax periods in India by replacing the earlier system of Financial Year and Assessment Year with a single concept known as the Tax Year. This change will come into effect from April 1, 2026, and will apply to income earned from that date onward. Under the earlier framework, taxpayers were required to understand two separate timelines. The Financial Year referred to the period in which income was earned, while the As

The New Income Tax Act 2025 introduces a revised framework for direct taxation in India, replacing the earlier law from April 1, 2026. The objective of the new legislation is to simplify the existing tax structure, improve clarity, and make compliance easier for taxpayers and businesses. Over time, the earlier tax framework became complex due to multiple amendments, detailed provisions, and technical language. This made it difficult for taxpayers to interpret rules correctly

Tax compliance is often misunderstood as a once-a-year activity limited to filing income tax returns. In reality, it is a continuous process that spans the entire financial year. From maintaining accurate financial records and updating KYC details to paying advance tax and tracking TDS, every financial action contributes to compliance. TaxBuddy helps simplify this ongoing cycle by providing tools for monitoring, planning, and reporting throughout the year. By integrating mult

PF transfer and PF withdrawal serve different financial needs, but choosing the wrong option can impact both tax liability and long-term savings. While PF transfer helps maintain continuity of service and ensures tax-free benefits after 5 years, withdrawal provides immediate access to funds but may attract taxation and TDS under the Income Tax Act 1961. With updated EPFO rules in 2026 simplifying processes, understanding when to transfer or withdraw becomes essential for avoi

Online PF withdrawal may look simple on the EPFO portal, but many claims get delayed due to KYC mismatch, wrong form selection, bank account errors, and confusion around TDS rules. Expert guidance helps employees handle these steps correctly by checking eligibility, verifying documents, selecting the right withdrawal form, and planning the tax impact before submission. This reduces claim rejection, avoids unnecessary delays, and helps ensure that the withdrawal amount reach