How to Check and Verify TDS Details in Form 26AS
- PRITI SIRDESHMUKH
- Nov 26, 2025
- 8 min read
Form 26AS is the central record of all taxes deducted or collected under a PAN, and verifying these details is essential before filing an income tax return. Every TDS entry—whether from salary, bank interest, property transactions, or professional payments—must appear correctly in Form 26AS for the refund or tax credit to be approved. Mismatches, missing entries, or incorrect deductor information often lead to delayed refunds, demand notices, or defective return classifications. With the updated process on the Income Tax e-Filing portal and TRACES, reviewing TDS details has become faster and more transparent for taxpayers across categories.
Table of Contents
How to Check and Verify TDS Details in Form 26AS
Form 26AS acts as the official record of taxes deducted or collected against a PAN. Every tax credit—salary TDS, bank interest TDS, property-related TDS, or professional payments—flows into this statement after deductors file their quarterly returns. The verification process is essential because refunds, tax credit approvals, and return accuracy depend entirely on what appears in this document. Checking the details involves logging into the Income Tax e-Filing portal, opening Form 26AS through TRACES, and reviewing each entry for correctness. Any mismatch can interrupt refund processing or lead to a demand notice, so early verification ensures a smoother filing season.
Understanding Form 26AS and Its Key Sections
Form 26AS is divided into multiple parts, each highlighting a different type of tax credit. Part A lists all TDS entries deductors' report, displaying their TAN, payment dates, deduction sections, and the tax amount deposited. Part A1 covers TDS defaults and corrections, while Part A2 includes TDS collected at source. Other sections capture advance tax, self-assessment tax, high-value transactions, and refunds issued by the department. Together, these sections form a consolidated tax statement, allowing taxpayers to cross-check every deduction before filing their return. Since TDS credits are accepted only when they appear in Form 26AS, understanding these parts is crucial for accurate tax reporting.
Step-by-Step Process to View Form 26AS Online
Viewing Form 26AS requires only a few steps on the Income Tax e-Filing portal. After logging in using PAN credentials, the user must open the “View Form 26AS” option under the tax services menu. This redirects to the TRACES system, where a simple agreement to the usage terms unlocks access. Selecting the appropriate assessment year displays the tax credit statement, which can be viewed online or downloaded as a PDF or HTML file. This updated interface ensures smoother access, and the TRACES system provides real-time visibility into the tax credits validated by the central TDS processing system.
What Each Part of Form 26AS Shows
Every section in Form 26AS serves its own purpose. Part A lists all TDS deductions made by employers, banks, and other entities, including the nature of payment and the section under which TDS was applied. Part B covers tax collected at source, while Part C records advance tax and self-assessment payments. High-value transactions such as property purchases or large investments are displayed in Part E, and tax refunds issued during the year appear in Part D. Together, these components provide complete clarity on taxes paid and help ensure every credit is correctly accounted for before filing the return.
How to Verify TDS Entries for Accuracy
Verification involves comparing the entries in Form 26AS with information available in Form 16, Form 16A, salary slips, bank statements, or professional invoices. Each deduction must show the correct TAN, amount, and financial year. If a deductor delays filing their TDS return or submits incorrect data, the entry may not appear or may show as “Unmatched.” Reviewing these entries early ensures sufficient time for deductors to revise their filings. This step protects taxpayers from inaccurate tax calculations and prevents last-minute surprises while preparing the return.
Common TDS Mismatches and How to Fix Them
Common errors include missing TDS entries, incorrect PAN submitted by the deductor, wrong section codes, mismatched amounts, and delayed reporting by banks or employers. Fixing these requires the deductor to revise their TDS return through the TRACES portal. The correction is only valid once processed by the central TDS system, after which the revised credit appears in Form 26AS. If errors remain unresolved, taxpayers may face refund delays or automated mismatch notices. Raising the issue with the deductor early is the fastest and most effective way to resolve such discrepancies.
Importance of Verifying TDS Before Filing ITR
Verification is essential because the Income Tax Department grants credit only for TDS amounts shown in Form 26AS. Certificates alone carry no weight if the deductor has not deposited tax or filed the corresponding TDS return. Filing without reconciliation may trigger demand notices, refund rejections, and defective return classifications. Cross-checking Form 26AS ensures accurate computation of taxable income, prevents duplicate claims, and supports timely refunds. Early verification reduces the chance of errors as deductors receive ample time to revise their TDS filings.
When TDS Does Not Appear in Form 26AS
TDS may not appear due to delays by the deductor, incorrect PAN entry, pending validation at the TIN system, or filing errors in quarterly TDS returns. Banks often upload TDS entries after quarterly deadlines, leading to short-term delays. Employers may file corrections late in the year. When such gaps occur, taxpayers should immediately notify the deductor to revise the TDS return. If a payment has genuinely not been deposited, the taxpayer cannot claim credit until the deductor completes the deposit and reporting cycle.
Deadline for TDS Corrections and Their Impact
For the financial year, deductors must complete TDS correction filings by March 31, 2026, to ensure credits reflect properly in Form 26AS and AIS. Filing corrections after this window becomes more difficult as the process then requires intervention from the Assessing Officer. Late corrections also impact refunds and may lead to delays in tax return processing. Reviewing Form 26AS before filing ensures all necessary adjustments happen while the correction window remains open.
How TaxBuddy Helps in TDS Reconciliation
TaxBuddy simplifies TDS tracking by automatically pulling data from Form 26AS, AIS, and TDS certificates to identify mismatches. Its platform highlights entries that do not match declared income or certificates received from deductors. Automated reminders help ensure early action, reducing the risk of filing errors. The expert-assisted option provides full support for dealing with complex TDS issues, including mismatch queries, refund delays, and deductor-related corrections. This makes reconciliation easier for individuals with multiple income sources, high-value transactions, or inconsistent TDS reporting.
Conclusion
Verifying TDS entries in Form 26AS is essential for a smooth filing experience and accurate credit of taxes already paid. Regular checks help prevent refund delays, ensure compliance, and give taxpayers clarity on deductions made throughout the year. Anyone who prefers expert guidance or automated reconciliation can choose tools that simplify the process and reduce the risk of errors. For anyone looking for assistance in tax filing, it is highly recommended to download the TaxBuddy mobile app for a simplified, secure, and hassle-free experience.
FAQs
Q1. Does TaxBuddy offer both self-filing and expert-assisted plans for ITR filing, or only expert-assisted options? TaxBuddy offers both choices depending on how simple or complex a taxpayer’s income structure is. The self-filing option works well for individuals whose income comes mainly from salary or a single interest source because the platform automatically imports Form 16 details and pre-fills data from AIS. For those with multiple income heads, property transactions, capital gains, F&O trades, or TDS mismatches, the expert-assisted plan provides a more precise filing process. This plan ensures every deduction, exemption, and credit is reviewed by a qualified tax expert before the return is submitted.
Q2. Which is the best site to file ITR? The official Income Tax e-Filing portal is the primary government-approved site for filing ITR. It is the source of all tax records and offers multiple filing utilities. However, many taxpayers prefer platforms like TaxBuddy as they provide guided filing, automated data import from Form 16, AIS, and TDS records, and support features that the government portal does not offer. These platforms reduce manual effort, lower the risk of errors, and help taxpayers avoid missing deductions or credits.
Q3. Where to file an income tax return? Income tax returns can be filed directly on the Income Tax e-Filing portal or through trusted third-party filing platforms. Filing through a platform like TaxBuddy helps users navigate the process more easily, especially if they have multiple income streams or need help reconciling Form 26AS, AIS, or TDS mismatches. Both options are valid, but many prefer assisted platforms for convenience and accuracy.
Q4. How to check if bank TDS on interest is reflected in Form 26AS? Form 26AS lists interest-related TDS entries in Part A. To verify these, download Form 26AS for the relevant assessment year and look for the TAN of your bank under the TDS section. The entry should show the amount of interest paid and the TDS deducted on it. Match this amount with Form 16A issued by the bank or with the interest entries in your passbook or account statement. If the entry is missing, the bank may not have filed its TDS return correctly or may have uploaded it late.
Q5. What to do if employer TDS is missing in Form 26AS? When employer TDS is missing, it usually means the employer has not filed the quarterly TDS return correctly or has entered an incorrect PAN. The first step is to inform the employer immediately so they can revise their return. Once the updated statement is processed by TRACES, the TDS entry appears in Form 26AS. Filing the return before the correction may lead to mismatch notices, so resolving this early is essential.
Q6. How often is Form 26AS updated? Form 26AS updates primarily after deductors file their quarterly TDS/TCS returns. These returns undergo validation by the TIN system before the credits reflect in the taxpayer’s account. Banks and large employers usually follow a quarterly update cycle, but smaller entities may update with delays. High-value transactions and refund updates may appear separately depending on the department’s processing timelines.
Q7. Can TDS be claimed if it is not showing in Form 26AS? TDS credit cannot be claimed if it does not appear in Form 26AS. Even if a taxpayer has a TDS certificate, credit is granted only when the deductor has deposited the tax and filed a correct TDS return. The Income Tax Department relies solely on Form 26AS, AIS, and TIS for tax credit confirmation. If an entry is missing, the deductor must correct their filing before the return is submitted.
Q8. How to fix unmatched or incorrect TDS entries in Form 26AS? Unmatched or incorrect entries can only be corrected by the deductor. They must revise their quarterly TDS return with correct details such as PAN, TAN, TDS amount, or payment date. Once the revision is filed and processed, the corrected details automatically appear in Form 26AS. Taxpayers cannot correct the entry themselves, so prompt communication with the deductor is necessary.
Q9. Why does Form 26AS show “Unmatched” status? The “Unmatched” status appears when the information filed by the deductor does not align with the data recorded in the Income Tax Department’s system. Common causes include incorrect PAN, wrong deduction amount, inaccurate TAN, or mistakes in section codes. Until the deductor revises the filing and the new data passes validation, the entry will not convert into “Final” credit.
Q10. What happens if TDS mismatches are not corrected before filing ITR? If mismatches remain unresolved, the taxpayer risks receiving a demand notice for the difference between the claimed credit and the credit visible in Form 26AS. Refund claims may be denied, and the return may be categorized as defective. In some cases, the return may also be flagged for further scrutiny. Timely reconciliation prevents such complications and ensures smooth processing of the ITR.
Q11. How long do deductors have to revise TDS returns for corrections? For FY 2025-26, deductors can revise their TDS returns until March 31, 2026. After this date, corrections become more complex because they require intervention from the Assessing Officer. Errors corrected within the official window appear smoothly in Form 26AS once validated. Late corrections often lead to delays, manual follow-ups, and additional documentation.
Q12. How can TaxBuddy help with TDS verification and ITR accuracy? TaxBuddy simplifies TDS verification by pulling information from Form 26AS, AIS, and TDS certificates to highlight mismatches instantly. Its system identifies missing credits, unmatched entries, and inconsistencies that may affect filing accuracy. Expert-assisted plans also provide end-to-end review by trained professionals, ensuring correct TDS claims, precise reporting of income, and smooth refund processing. TaxBuddy becomes especially helpful for individuals with multiple deductions, complex income, or frequent TDS discrepancies.
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