How to Update Personal Details on the Income Tax Portal in India (2025)
- PRITI SIRDESHMUKH
- 4 days ago
- 8 min read
Updating personal details on the Income Tax Portal is necessary to ensure that the Income Tax Department holds accurate information for communication, verification, and seamless pre-filling of ITR forms. The portal allows updates to name, address, contact details, Aadhaar-linked data, bank accounts, and other profile sections through a secure, OTP-based verification process. Correct information ensures timely refunds, smooth compliance, and uninterrupted access to tax services. With frequent portal upgrades and simplified navigation, managing personal details has become much easier. Platforms like TaxBuddy also help taxpayers keep their information accurate so tax filings and profile updates remain error-free throughout the year.
Table of Contents
Why Updating Personal Details on the Income Tax Portal Matters
Accurate personal information on the Income Tax Portal ensures error-free filing, smooth communication from the tax department, and faster processing of refunds. Incorrect details can lead to delayed acknowledgments, failure in e-verification, missed notices, refund failures, or mismatches between your PAN, Aadhaar, and bank account. Updated details also help maintain compliance with the latest KYC and verification norms. Since most processes on the portal—AIS access, filing, refunds, and grievance handling—depend on correct information, keeping records updated is essential for every taxpayer.
How to Update Personal Information on the Income Tax Portal (2025 Guide)
Taxpayers can update their profile details by logging into the e-filing portal, navigating to “My Profile,” and editing the respective fields. Each field—basic details, address, bank accounts, Aadhaar-linked information, mobile numbers, or email ID—can be updated with OTP verification. Some changes, such as PAN name correction, require redirection to NSDL, while Aadhaar corrections require UIDAI updates. After submitting changes, the portal immediately reflects updated information, ensuring that future filings and communications remain accurate and secure.
Updating Contact Details on the Income Tax Portal
Correct mobile numbers and email IDs are essential because all communication from the IT Department—including OTPs, notices, refund updates, and grievance responses—are sent digitally. To update contact details, open “My Profile,” select “Contact Details,” and add or replace the mobile number and email ID. Both require OTP verification. You can also nominate an alternative number and email for emergencies. Updated details help prevent authentication errors during e-verification and reduce the chances of missing important communications.
How to Update Bank Account Details on the Income Tax Portal
Refunds are issued only to pre-validated bank accounts linked with PAN. Updating bank account details involves adding a new account under “My Bank Accounts,” entering the IFSC, account number, and bank name, and completing automatic PAN-based validation. You may also set the new account as the primary refund account. If an account fails validation due to name mismatch or KYC issues, the portal displays an error message. Keeping bank details updated ensures timely refunds, reduced rejections, and smoother financial coordination during filing.
Updating Aadhaar-Linked Information on the Income Tax Portal
Updating Aadhaar-linked information on the Income Tax Portal is essential for smooth e-filing and identity verification. Since PAN–Aadhaar linkage is mandatory for filing income tax returns, any mismatch between the two databases can immediately lead to login errors, verification failures, and even delays or blocks in refund processing. Before accessing the Income Tax Portal, it is important to ensure that the details in your Aadhaar—such as your name, date of birth, gender, and address—are accurate and updated.
If any of these details have changed due to marriage, relocation, corrections, or other reasons, the first step is to update the information on the UIDAI portal. Once the Aadhaar update request is processed and approved, the updated data needs to be synchronized with the Income Tax Portal. This can be done by logging into your account and navigating to the “My Profile” section, followed by “Aadhaar Details.” The system will automatically validate and refresh the information from UIDAI.
Keeping these details consistent across both platforms is crucial. Even a minor mismatch—such as a spelling variation, missing middle name, or incorrect birth year—may cause authentication errors during e-verification, prevent linking of PAN and Aadhaar, or stop the ITR from being successfully submitted. In some cases, taxpayers may also experience delays in receiving refunds or get system-generated notices asking for identity correction.
Updated Aadhaar details help ensure the seamless functioning of the Income Tax Portal. It allows smooth login using Aadhaar OTP, faster e-verification of returns, and compliance with identity verification rules introduced by the tax department. Maintaining accurate, synchronised information helps avoid unnecessary complications and ensures a hassle-free tax filing experience.
Editing Address Details on the Income Tax Portal
Your communication and permanent address must be accurate, as notices may be delivered physically in some cases. Address changes can be updated under “My Profile → Address Details.” Users can update both permanent and correspondence addresses. The system may ask for verification through OTP or supporting documents in rare cases. Accurate addresses help prevent delays or missed notices and ensure proper jurisdiction mapping, especially for taxpayers who have moved to a different city or state.
Common Issues While Updating Details and How to Fix Them
Common issues often arise when taxpayers try to update their details on the Income Tax e-filing portal, banking portals, or related compliance systems. One of the most frequent problems is not receiving the OTP required for verification. This may happen due to network issues, blocked SMS services, inactive mobile numbers, or delayed delivery by the service provider. Ensuring that the registered mobile number is active, has proper network coverage, and has not opted out of promotional SMS services usually resolves this issue.
Another common problem is a mismatch between PAN and Aadhaar details. Even a minor difference in name spelling, date of birth, or gender can trigger an error. Taxpayers should verify their Aadhaar information through the UIDAI website and ensure it matches exactly with their PAN records. If discrepancies exist, updating Aadhaar or submitting a PAN correction request can help fix the mismatch.
Bank account validation failures also occur when the name on the bank account does not match the PAN database, the account is inactive, or the bank has outdated KYC information. Updating KYC details, checking if the account is active, and re-validating the bank account on the e-filing portal usually resolves this issue.
Sometimes, technical errors happen due to browser-related issues, such as cached data, outdated browser versions, or blocked scripts. Clearing the browser cache, switching to an updated browser, or trying an incognito window often fixes these glitches. If the problem continues, waiting for a few minutes and retrying can help, as temporary portal load issues are common during peak filing periods.
If portal errors persist despite following all steps, taxpayers can raise a grievance through the e-filing portal under the Grievance section or contact their bank for account-related issues. Guided tax platforms like TaxBuddy reduce the chances of such errors by ensuring every detail entered aligns with PAN, Aadhaar, and bank records. The platform’s step-by-step verification system helps users avoid mismatches and update details smoothly without repeated failures.
Impact of Updated Information on ITR Filing and Tax Refunds
Updated personal details directly impact e-verification, AIS synchronisation, refund processing, and communication with the tax department. Incorrect information can delay refunds, cause notices to go unnoticed, or lead to mismatches in tax credit reporting. Accurate details also ensure that pre-filled ITR forms show correct data for salary, interest income, or TDS. Updated bank and contact information speeds up refund credits, reduces failed validations, and ensures smooth compliance during the filing season.
How TaxBuddy Helps Maintain Accurate Taxpayer Information
TaxBuddy helps taxpayers maintain error-free records by reviewing profile details, verifying PAN–Aadhaar consistency, checking refund account validity, and correcting mismatches before filing returns. Its guided platform ensures that all necessary updates—contact details, bank information, Aadhaar linkage, or KYC issues—are addressed proactively. The system identifies potential mismatches in AIS and pre-filled data, reducing the risk of incorrect filings or delayed refunds. With expert support, taxpayers can rely on TaxBuddy to maintain accurate and compliant information throughout the year.
Conclusion
Keeping personal information updated on the Income Tax Portal is essential for accurate filing, efficient communication, and fast refunds. Ensuring that PAN-based details, addresses, bank accounts, and Aadhaar-linked records remain correct helps prevent errors and improves the overall filing experience. For anyone looking for assistance in tax filing, it is highly recommended to download the TaxBuddy mobile app for a simplified, secure, and hassle-free experience.
FAQs
Q1. What qualifies as Income from Other Sources under the Income Tax Act? Income from Other Sources includes any income that does not fall under salary, house property, business/profession, or capital gains. Common examples include interest from savings accounts, fixed deposits, recurring deposits, dividend income, gifts above the specified limit, winnings from lotteries or games, family pension, and income from subletting. It serves as a residual category to ensure that all taxable income is properly reported.
Q2. Is interest earned from savings accounts taxable? How should it be reported? Yes, savings account interest is taxable under the head Income from Other Sources. However, up to ₹10,000 can be claimed as a deduction under Section 80TTA (or up to ₹50,000 for senior citizens under Section 80TTB). The total interest earned must be reported first, after which the eligible deduction is applied in the ITR.
Q3. Are gifts taxable under Income from Other Sources? Gifts received in cash, property, or other movable items are taxable if their aggregate value exceeds ₹50,000 in a financial year. However, gifts received from relatives, on marriage, through inheritance, or by way of a will are fully exempt. All taxable gifts must be reported under Income from Other Sources at their fair market value.
Q4. How is dividend income taxed and where is it reported? Dividend income from domestic and foreign companies is taxable at the normal slab rate. It must be reported in Schedule OS under “Dividend Income.” Any TDS deducted by the company should be cross-checked in Form 26AS and claimed in Schedule TDS2. Accurate reporting is crucial since dividend entries in AIS often cause mismatches if ignored.
Q5. How should income from lottery, game shows, betting, or gambling be reported? These incomes are taxed at a flat 30% plus surcharge and cess, regardless of the taxpayer’s slab. No deductions or allowances are permitted against such income. They must be reported under “Winnings from Other Sources” in Schedule OS, and taxpayers must verify TDS deducted at 30% (Section 194B/194BB).
Q6. How is family pension taxed under Income from Other Sources? Family pension received by legal heirs is taxable under this head. A standard deduction of 33.33% of the pension amount or ₹15,000—whichever is lower—is allowed under Section 57. The remaining portion is taxed as per applicable slab rates.
Q7. What deductions can be claimed under Section 57? Section 57 allows specific deductions such as commission or remuneration for realising dividend or interest, family pension deduction, and reasonable expenses incurred for earning income (except winnings). However, no deductions are allowed for lottery or betting income.
Q8. Which ITR should be used for reporting Income from Other Sources? If the income includes only interest, dividends, family pension, or small gifts, taxpayers can use ITR-1. If it includes capital gains, foreign income, multiple house properties, business income, or winnings from lotteries, then ITR-2 or ITR-3 should be used. Accuracy in choosing the correct form ensures correct processing and avoids notices.
Q9. What is Schedule TDS2 and how should TDS credit be claimed? Schedule TDS2 is used to report TDS deducted on incomes such as interest and dividends. Taxpayers must match the TDS entries with Form 26AS and AIS before claiming credit. Any mismatch can delay refunds or trigger automated notices from the Income Tax Department.
Q10. What happens if income from other sources is not reported? Non-reporting may result in demand notices, penalties, and interest. AIS and 26AS already capture most interest, dividend, and gift transactions, so failing to match these with your return leads to automated mismatch alerts. It may also result in reassessment or scrutiny if repeated.
Q11. How does AIS (Annual Information Statement) impact reporting under Other Sources? AIS shows all financial transactions reported by banks, mutual funds, companies, and registrar entities. Taxpayers must reconcile interest, dividends, gifts, and winnings with AIS. Even if AIS shows a higher interest due to year-end accruals, the taxpayer should report the correct amount with an explanation in AIS feedback if required.
Q12. How can TaxBuddy help in reporting Income from Other Sources accurately? TaxBuddy automatically reads Form 26AS, AIS, and bank data to identify income under Section 56. It alerts users about mismatches, applies eligible deductions under Section 57, recommends the correct ITR form, and ensures no income is under-reported. This prevents errors, avoids notices, and helps taxpayers file confidently with maximum accuracy.
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