Bank Balance Check Number: A Detailed Overview

Monitoring how much you spend is a perfect way to keep an eye on your bank balance. There are varied ways to check the balance remaining in your account. Checking one's bank balance is actually one of the most frequent banking tasks people perform on a daily basis. The days of having to bring your passbook to the bank branch in order to find out how much you still own are long gone. Today's banks have made it simple for their clients to check their balances in a number of ways. From the comfort of your home, you may check your balance via phone banking, SMS, and online banking. One such function that has made users' lives more convenient is the missed call feature.

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Table of Contents

Bank Balance Check Methods

Missed Call Service and Bank Balance Check Numbers for Various Banks

Bank Balance Missed Call Enquiry Features

Recent Banking Trends Indian Account Holders Should Know About

Conclusion

Most Asked Questions

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Bank Balance Check Methods

We will look at nine easy and quick ways to check your balance both online and off:

Use Net Banking to Check Your Bank Balance- Using net banking is one of the easiest ways to check your bank balance. Once you've registered for this service, you can access your account details whenever you want. Instructions for checking your bank balance with Net Banking:

• Visit your bank's official website.

• For logging in, type your user ID and password.

• Visit the option 'Account Summary' or 'Balance Enquiry' section to review your balance.

You can use this technique from your computer to transfer money, examine transaction history, and more.

Utilising the UPI App, to check your bank balance- With Unified Payments Interface (UPI) apps like Google Pay, PhonePe, or Paytm, you may easily check your bank amount. This is how to monitor your bank balance using a UPI app:

• Launch the UPI application.

• Select the 'Bank Accounts' area.

• Select the ‘Check Balance' option and type your UPI PIN accordingly.

This is a fast way to check your balance, especially if you frequently use UPI to make payments.

Using Mobile Banking to Check Your Bank Balance- These days, the majority of banks provide mobile apps that enable you to handle your account while on the road. One of the most important things is to check one's bank balance. The steps are stated as follows:

• Download the mobile app for your bank.

• Enter your login information.

• Select 'Account Summary' or 'Balance Enquiry'.

A good tip is that mobile apps let you set up low-balance alerts so you never have to worry about overdrafts.

Bank Balance Check with SMS Banking- SMS banking is a fantastic way to quickly check your bank balance when you don't have internet access. You can check your balance at any time thanks to the free service provided by many banks. You can take the actions listed below:

• Use the format that your bank has provided to send an SMS, such as "BAL ".

• Forward this message to the official SMS number of your bank.

• An SMS message containing your current bank balance will be sent to you.

For clients without smartphones or internet access, this approach is perfect.

Use the Missed Call Service to Check Your Bank Balance- A number of banks provide a missed call service that allows you to check your bank balance without getting online. This service is quick and free, and it doesn't require a smartphone.Here's how to accomplish it:

• Enter the assigned bank balance check number provided by your bank.

• You'll get an SMS with your account balance information as soon as the call automatically ends.

You may quickly and easily regain your balance in a matter of seconds with this method.

Check Your Bank Balance With Your Passbook- Updating your passbook is a dependable way to monitor your bank balance if you prefer more conventional techniques. The majority of bank locations and certain ATMs offer this easy procedure. You can take the following actions:

• Visit your neighbourhood bank branch or an ATM that lets you update your passbook.

• You have two options: insert your passbook into the machine or hand it to the teller.

• Your passbook will display your most recent account balance and transaction history following the update.

A comprehensive history of all your transactions is also provided by passbook updates.

Check Your Bank Amount Using Your Account Number- If you have your account number on hand but are unable to use the internet, you can directly contact your bank to check your bank account. Here's how to accomplish it:

• Dial the customer support number provided by your bank.

• For identity verification, enter your account number and respond to a few security questions.

• The individual will provide you with your remaining balance after verification.

This is a useful technique if you don't have access to internet banking and you need to know your balance quickly.

Check Your Bank Balance by Connecting with a Customer Service Representative- Calling the bank's customer service department is a perfect offline way to go through your bank balance. Follow the steps below:

• Contact the customer service hotline of the bank.

• Give your identification and account information.

• Your balance will be shared over the phone by the salesperson.

They will help you obtain your account balance after confirming your identity.

Check Your Bank Balance by Going to the Bank Branch- For a more conventional method, you can examine your bank balance in person at your bank branch or at an automated teller machine. A simple offline technique to check your balance is provided by both approaches.

• In an automated teller machine:

• Insert your debit card into the device.

• Choose the 'Balance Enquiry' option after entering your PIN.

You can either print a receipt or see your balance on the screen.

An easy and quick way to check your balance without using the internet is at an ATM.

In the Bank Branch:

• Go to the teller counter at your local bank.

• If required, present identification along with your passbook or account number.

• Your current account balance will be given to you by the teller.

For people who want extra banking services or prefer personal support, this in-person interaction is perfect. Both strategies guarantee that you manage your money without depending on electronic devices.

Missed Call Service and Bank Balance Check Numbers for Various Banks

These days, checking the balance in your bank accounts is a really easy operation. The table below states the missed call and balance inquiry numbers for various banks:

Bank Name	Number	Service
HDFC Bank	1800-270-3333	Give a missed call to the number to receive your account balance via an SMS
Bank of Maharashtra	09222281818	Give missed call to get SMS with account balance
ICICI Bank	9594612612	To know your account balance, give a missed to the service number
Canara Bank	8886610360	Give missed call to get an SMS with the account balance in English and Hindi
Bank of Baroda	08468001111	Get account balance details/mini statement by giving a missed call
Bank of India	09266135135 09015135135	Get account balance details by giving a missed call
Central Bank of India	09555244442 09555144441	Get balance details on giving a missed call Get a mini statement on giving a missed call
Indian Bank	9677633000	Give a missed call to get account balance details
Indian Overseas Bank	092892 22029 092106 22122	Give a missed call to get account balance details
IDBI Bank	18002094324 1800221070	Get account balance and last 5 transaction details on giving a missed call
Union Bank of India	09223008586	Get account balance details on giving a missed call
Punjab and Sind Bank	7039035156	Get account balance details on giving a missed call
UCO Bank	1800 103 0123	Get account balance details on giving a missed call
Kotak Mahindra Bank	18002740110	Get account balance details on giving a missed call
Yes Bank	1800 1200	Toll-free customer care number
Karnataka Bank	18004251445 18004251446	Get account balance on giving a missed call Get a mini statement on giving missed call
South Indian Bank	09223008488	Get account balance details on giving a missed call
Federal Bank	08431900900 08431600600	Get account balance on giving a missed call Get a mini statement on giving missed call
Bandhan Bank	09223008666 09223008777	Get account balance on giving a missed call Get a mini statement on giving missed call
RBL Bank	18004190610	Get Current and Savings account balance details on giving a missed call
Saraswat Bank	09223040000 09223501111	Get account balance on giving a missed call Get the last 5 transaction details on giving a missed call
Karur Vysya Bank	09266292666 09266292665	Get the account balance on giving a missed call Get the last 3 account transactions on giving a missed call
DCB Bank	07506660011 07506660022	Get account balance on giving a missed call Get a mini statement on giving missed call

Bank Balance Missed Call Enquiry Features

Real-time bank balance checks can be made accessible through the automated web-based application, also known as the Missed Call Alert Service. The following are some essential components of the bank balance inquiry setup:

• The number that a person wishes to use to obtain balance inquiry services must be registered.

• If an individual has several accounts with a specific bank and calls this number from his registered mobile phone, the message will inform him of the balance of all of his accounts.

• Customers often receive this service for free; they are not billed for either the inquiry call or the message they receive. However, one should enquire with the bank about the fees associated with enabling this feature.

Recent Banking Trends Indian Account Holders Should Know About

Banking has advanced significantly since its inception. These days, managing your bank account doesn't need you to leave your house. Examine in-depth the ways that contemporary developments have altered banking.

The Development of Online Banking- In India, the use of internet banking has significantly expanded as a result of the availability of fast and dependable internet connectivity. People from all walks of life feel more at ease using net banking to access other information and generate e-statements. It has expanded in Tier II and Tier III cities and is no longer just found in Tier I areas. These technology tools are being used by everyone to save time, stay informed, and take advantage of complete banking comfort.

Mobile Alerts- Indian account holders now have considerably easier options to monitor their bank accounts because of the country's growing mobile phone usage. Transparency has been enhanced because of the ability to get emails and SMS notifications for every transaction. Additionally, it has made it possible for account holders to monitor every movement in real-time.

Bank's Call Centre Assistance- Nowadays, the majority of banks offer customer care services to assist in answering the questions of its clients. These techniques can be used to monitor accounts by account holders who are uncomfortable utilising internet banking or who live in places with poor connectivity.

Numbers for Missed Call Alerts for Balance Inquiries- The adoption of balance inquiry numbers is the most recent development in the expansion of accessibility for bank balance checks. This customer service effort has been extended to both public and private banks. For the convenience of its clients, the majority of banks have established dedicated phone numbers. Any customer who calls this number from their registered mobile phone and leaves a missed call will instantly receive a message telling them of their bank balance. Unlike going into an ATM or bank to complete the same task, this process is instantaneous and takes less time.

Conclusion

There have been several advantages for the average bank account customer during the past ten years. Another further benefit that made it easier for banks and their clients to communicate is the missed call feature. In the Indian subcontinent, each bank has a unique number that is devoted to helping its customers. As a customer, you can call the bank at any time to know your balance, receive a mini statement, and receive more information through messages.

FAQ

1. How can I check my bank balance online?

   You can do it by checking your bank's website using your login credentials and viewing your balance under 'Account Summary.'

   
   

2. What is the simplest way to check my bank balance with my phone?

   Use a UPI app or your bank's mobile app to swiftly check your balance after inputting your login details.

   
   

3. Can I get my bank balance through SMS?

   Yes, you can receive your balance by replying to a special SMS code sent to your bank's number.

   
   

4. Can I check my bank account balance without logging into an app or website?

   Yes, you can use features such as SMS and missed calls to check your bank's balance.

   
   

5. How much does a missed call facility cost?

   The missed call feature is free and open around the clock. You can use this tool to view the balance of your accounts under the following categories: savings bank, overdraft, present account, cash credit (CC), and ready money scheme (RMS).

   
   

6. Where can I find the missed call number for my bank?

   The number is available on the bank's official website. If not, you may find the number online.

   
   

7. What happens if I have several accounts with the same bank?

   The balance of all your accounts with that bank will be given to you in this situation. You will be notified of the accounts linked to the mobile number you provided for the missed call, albeit, if these accounts are linked to different mobile numbers.

   
   

8. Can I check my bank balance by phone?

   Yes, it is simple to check your balance without going to the bank in person. Customers can check their account balance in a variety of methods at banks. The majority of banks offer SMS notifications, missed call services and balance check apps, though this varies from bank to bank.

   
   

9. What Is missed call banking?

   The bank offers a free service called "missed call banking". This lets you get your account balance, mini statement, and other details just by sending an SMS or making a missed call from the cell phone you registered with.